Amelia Krales / The Verge

Just about any account you own on the internet is prone to being hacked. After numerous widespread breaches through the past few years, tech companies have been working together to develop a standard that would make passwords a thing of the past, replacing them with more secure methods like biometric or PIN-based logins that do not require transferring data over the internet.

But while those standards are still being adopted, the next best way to secure your accounts is two-factor authentication, or 2FA. This a process that gives web services secondary access to the account owner (you) in order to verify a login attempt. Typically, this involves a phone number and / or email address. This is how it works: when you log in to a service,…

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